Pre-Tax Savings Plans
Retirement is the time in your life when you can put yourself first and do the things you have always wanted to do. The California State University offers three voluntary tax deferred plans to help you achieve your retirement goals. These plans have no employer contributions. We offer a variety of investment options through automatic payroll deduction to three kinds of voluntary tax deferred plans:
- Tax Sheltered Annuity 403(b)
- Thrift Plan 401(k) through the Savings Plus Program
- Deferred Compensation 457 through the Savings Plus Program
The Tax Sheltered Annuity 403 (b) offers five Fund Sponsors from which to invest with VALIC, Fidelity Investments, ING, MetLife, and TIAA-Cref. The Thrift Plan and Deferred Compensation Plan are both administered by Nationwide Retirement Solutions through the Savings Plus Program (SPP) office.
For additional information, the program differences are outlined in the side-by-side Comparison Chart.