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Central California Health Policy Institute

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Streamlining the Healthcare Delivery System by Removing Duplications in Medical Coverage

In order to streamline the current health care system to avoid duplicated coverage, and ultimately cut costs needed for health care, the current workers’ compensation system for medical coverage would be removed. It would become a legal process through which qualified physicians are hired by the state to determine the extent of the claimed disability. This process would be similar to the process used by the Social Security Administration when determining disability.

Multiple benefits would come from this, including saving money by eliminating duplicate services like separate health care providers, lowered premium costs, increased administrative efficiency, and allowing patients to see their own physicians for work-related injuries, thus saving businesses money by lowering or eliminating workers’ compensation premiums.

Medical coverage in automobile insurance would also be removed as to avoid duplicated coverage and costs. This would also help to lower premium costs while enhancing efficiency and lessen administrative costs by having patients pay for one delivery system whether injured at home, at work, or in their vehicles.