Voluntary Life Insurance
Voluntary Employee-Paid Life Insurance
The CSU offers employee-paid voluntary life insurance through the Standard Life Insurance Company to all eligible employees. Employees may purchase protection for themselves and eligible family members including spouse/domestic partner and dependent children:
- Employee coverage range: $10,000-$1,500,000
- Spouse or domestic partner coverage range: $10,000-$750,000
- Coverage for children: $5,000, $10,000 and $20,000 (all your children must be insured for the same amount)
New employees qualify for Guarantee Issue coverage if coverage is applied for within 60 days of start of employment. Under the Guarantee Issue provision, employees may apply (without answering medical questions) for coverage up to:
- $150,000 for themselves
- $50,000 for their spouses/domestic partners
- $20,000 for each child without answering medical questions
Amounts in excess of the Guarantee Issue, up to the maximum limits, may be chosen and require evidence of insurability.
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