CSUF Department of X

Lender Comparison Chart

Selection of a lender can weigh as a heavy responsibility on you, the borrower.  The following information is intended to be a starting point in your selection process.  You may choose any lender who participates in the Federal Family Education Loan Program (FFELP) regardless of whether they appear on the list below.  If you have previously borrowed through the FFELP program, we suggest you continue to use the same lender.
 
Before selecting a lender, ask yourself "What is important to me when choosing a lender?" Federal regulation determines interest rates and other provisions, however lenders sometimes offer borrowers special incentives or discounts to make borrowing from them more appealing. Keep in mind - not all incentives are the same! 
 
Lenders listed below have established working relationships with our office which reflect excellent customer service for you, the borrower.  Whether you opt to use one of these lenders or a lender not included on this list, we advise you to take time to closely examine benefits offered by each. 
 
Borrow only what you need and borrow wisely.  If you need additional assistance, or have questions, please select contact.

Lender InformationLoan ServicerSpecial Benefits/Incentives
Citibank

Lender Code: 826878
www.studentloan.com/
schools/fresno
800-967-2400

Spanish website:
www.prestamos
estudiantiles.com 		Citibank
    STAFFORD:
  • 0.25% interest rate reduction for automatic withdrawal and receive electronic statements.
  • Benefit Recovery available.
  • 0.50% Origination Fee
  • 1.00% Default Fee

    PLUS:
  • 0.25% interest rate reduction for automatic withdrawal and receive electronic statements.
  • Benefit Recovery available.
  • Forbearance up to 4 years with half time enrollment.

    GRAD:
  • 0.25% interest rate reduction for automatic withdrawal and receive electronic statements.
  • Benefit Recovery available.  
Wells Fargo

Lender Code: 807176
www.wellsfargo.com/
student
800-658-3567		Wells Fargo
    STAFFORD:
  • 0.50% Origination Fee
  • 1.00% Default Fee

    PLUS:
  • 0.00% default fee

    GRAD:
  • 0.00% default fee
ASAP/UB&T
Lender Code: 833953
http://www.asapubt.com/
(888)486-4722


Chela Education Financing
Lender Code: 833953
www.chelastudentloans.org
(888)486-4722		 Nelnet
    STAFFORD:
  • 0.25% interest rate reduction for auto debit
  • 0.50% Origination Fee
  • 1.00% Default Fee

    PLUS:
  • 0.25% interest rate reduction for auto debit

    GRAD:
  • 0.25% interest rate reduction for auto debit
Edamerica

Lender Code: 831453
www.edamerica.net
888.337.1009		 Edfinancial Services
    STAFFORD:
  • 0.25% interest rate reduction for ACH payments
  • 0.50% Origination Fee
  • 1.00% Default Fee

    PLUS:
  • 0.25% interest rate reduction for ACH payments

    GRAD:
  • 0.25% interest rate reduction for ACH payments

Nellie Mae
Lender Code: 829076
www.nelliemae.com
800-634-9308

Sallie Mae
    STAFFORD:
  • 0.25% point interest rate reduction for making payments using automatic debit.
  • 0.50% Origination Fee
  • 1.00% Default Fee

    PLUS:
  • 0.25% point interest rate reduction for making payments using automatic debit. .

    GRAD:
  • 0.25% point interest rate reduction for making payments using automatic debit.
Wachovia

Lender Code: 830005
www.wachovia.com/
education
800-338-2243		Wachovia in school
ACS in repayment
    STAFFORD:
  • 0.50% Origination Fee
  • 1.00% Default Fee

    PLUS:

    GRAD: