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Perkins Loan Page

What is a Perkins Loan?

The Perkins Loan program is a campus-based, federally funded loan program. Universities receive a set number of dollars each academic year, which the college itself distributes based upon the financial needs of its students. Perkins Loans are intended for students with a very high financial need, as defined by the individual.


A Perkins loan is a low interest 5 percent loan available to undergraduate and graduate students.  Eligible undergraduate students may borrow up to $4,000 per year; graduate students may borrow up to $6,000 per year.  Students may borrow a total of $20,000 during their undergraduate studies.  Graduates may borrow up to $40,000, including any amount borrowed as an undergraduate. 


Interest and principal payments are deferred while students remain enrolled at least half time.  Perkins Loan borrowers begin repayment nine months after they stop attending at least half time in a degree or certificate granting program.


Additional information about the Federal Perkins Loan can be obtained from The Student Guide, Perkins Brochure, or the  Accounting Services.


How do I Accept a Perkins Loan?

Loans not accepted within 30 days of the date of award, or the beginning of the semester whichever is latest, may be cancelled.  Perkins awards that exceed aggregate limits will be cancelled.

You must be awarded a Perkins Student Loan by the Financial Aid Office first.  Once awarded, your Perkins Student Loan Counselor must be contacted to facilitate the process.  Please go to  Instructions  for further information.

Perkins Student Loan Counselors may be contacted in the Joyal Administration Bldg. Rm #156 or:

Alpha Division
Counselor
Telephone
Email
A-GL Cecilia Aranaydo 278-4343 ceciliaa@csufresno.edu
GM-0 Catalina Reyna-Navarro 278-4053 catalina@csufresno.edu
P-Z Melissa Waite 278-4168 mmaxwell@csufresno.edu