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Federal Direct Loan Information Page
Federal Direct Loans must be accepted to be received!
Loans not accepted within 30 days of the date of award, or the beginning of the semester whichever is latest, may be cancelled. Loans accepted but missing a Master Promissory Note or an Entrance Cousneling Workshop may also be cancelled after 30 days.
Fall only loans must be accepted 30 days before the last day of fall classes. Spring only and academic year loans must be accepted 30 days before the last day of spring classes.
To accept loans login to my.csufresno.edu
HOW TO ACCEPT OR DECLINE YOUR STUDENT LOANS (TEXT)
HOW TO ACCEPT OR DECLINE YOUR STUDENT LOANS (VIDEO)
Entrance Counseling and Master Promissory Note Requirements
Federal regulations require that all students complete a Federal Direct Loan Entrance Counseling session and sign a Promissory Note before receiving Federal Direct Subsidized or Unsubsidized Loans.
If you would like to receive Direct Loans and have not already completed these requirements, go to the following links to do so.
You will need to have your FAFSA "PIN" number to log in and complete these processes on-line.
Entrance Counseling Master Promissory Note
Exit Counseling
Student loan borrowers will be required to complete an Exit Counseling session when they graduate from the university or stop attending for other reasons you. Please go to the following link for additional information.
SAMPLE LOAN PAYMENT CHART
Total Loan Debt |
Number of Months (in repayment) |
Total Monthly Repayment Amount |
Interest Charges |
Total Payment (Principal + Interest) |
$3,500.00 |
90 |
$50.00 |
$971.06 |
$4,471.06 |
$4,500.00 |
120 |
$51.79 |
$1,714.14 |
$6,214.14 |
$7,500.00 |
120 |
$86.31 |
$2,857.24 |
$10,357.24 |
| $10,000.00 | 120 | $115.08 | $3,809.66 | $13,809.66 |
$15,000.00 |
120 |
$172.62 |
$5,714.49 |
$20,714.49 |
| $17,500.00 | 120 | $201.39 | $6,666.90 | $24,166.90 |
$20,000.00 |
120 |
$230.16 |
$7,619.31 |
$27,619.31 |
| $25,000.00 | 120 | $287.70 | $9,524.14 | $34,524.14 |
$30,000.00 |
120 |
$345.24 |
$11,428.97 |
$41,428.97 |
| $35,000.00 | 120 | $402.78 | $13,333.80 | $48,333.80 |
$45,000.00 |
120 |
$517.86 |
$17,143.46 |
$62,143.46 |
| $55,000.00 | 120 | $632.94 | $20,953.11 | $75,953.11 |
Loan Aggregate Information
The following link provides important information about loan amounts and totals by student type and grade level
Loan Information Sheet
THE MARY E. MCGARRY STUDENT LOAN FUND
Through a generous gift from the estate of Mary E. McGarry, the Fresno State Foundation holds an endowment that is dedicated to providing student loans to financially needy, full-time Fresno State undergraduate or graduate students majoring in a field within either the College of Agricultural Sciences and Technology, or the Craig School of Business.
In order to be considered for a Mary E. McGarry student loan, you must first fill out and submit online a FAFSA (Free Application for Federal Student Aid) form by the deadline date for the McGarry loan application form. In addition, you must fill out a Mary E. McGarry loan application form. For the Mary E. McGarry loan application form and information regarding the deadline for submitting the application form, please use the link which is immediately below.
http://www.auxiliary.com/foundation/mcgarryloan.shtml